“Participate with a plan prepared for good and bad markets.”

Investment Planning

• Cash flow and Income Analysis
• Financial Organization and Oversight

Investment Management

• Truncate the Tail® Strategies (Stock market crash management strategies)
• Biotechnology Investing Expertise
• Concentrated Stock Strategies
• Portfolio Optimization
• Smart Roth® IRA Optimization (Get the most out of your tax-free growth vehicle) *
• Stock Market Screening (12,000 U.S. companies and funds)
• Buy Low/Sell High Mentality
• Fight Path Dynamics® (Market &company analysis)
• Personal Period of Return®

Stock Market History and Research

• Market History and Financial Marketing Materials Study
• Are you Over-Diversified?
• Misinformation Risk®
• The 8 Major Financial Company Marketing Myths Uncovered
• Truncate the Tail®

Investment Planning

• Goal Planning

Investment Management

• Bloomberg Research Via Terminal Access
• Investment Analysis
• Asset Management Strategies
• Asset Allocation
• Diversification
• Tax-Aware Investing
• Stocks, Mutual Funds, Bonds and Alternative Investments

Retirement Planning

• Retirement Income Planning
• 401(k) and Pension Plan Review
• 401(k)/403(b)/IRA rollovers
• Beneficiary Review

Tax Strategies

• Tax-efficient Investment Strategies
• Coordination of tax planning strategies with your CPA or tax advisor

Business Planning

• Small Business Retirement Plan
• Cash-flow Management

Estate and Legacy Planning Strategies

• Estate Planning Document(s) Review
• Wealth Transfer Strategies
• Beneficiary Review

* Qualified Roth IRA distributions are not included in gross income. Roth IRA distributions are generally considered “qualified” provided a Roth IRA has been open for more than five years and the owner has reached age 59½ or meets other requirements. Withdrawals may be subject to an IRS 10% additional tax for early or pre-59 ½ distributions.

Wells Fargo Advisors Financial Network is not a legal or tax advisor.

Please keep in mind that rolling over your qualified employer sponsored retirement plan (QRP) assets to an IRA is just one option. Each option has advantages and disadvantages, and the one that is best depends on your individual circumstances. You should consider features such as investment options, fees and expenses and services offered. Investing and maintaining assets in an IRA will generally involve higher costs than those associated with a QRP. We recommend you consult with your plan administrator before making any decisions regarding your retirement assets.